Ken Richards

Welcome to Ken Richards State Farm—your friendly local team helping you protect what matters most! As June brings sunshine, summer road trips, graduations, weddings, and family vacations, it’s also a great time to make sure your insurance coverage is ready for the season ahead, let's make sure you're covered for every moment.

For over a decade, I worked in lending before making the leap to become a State Farm agent. This experience taught me the value of personalized service, and that's exactly what you'll find here. Our focus is always on YOU. We act as your trusted Insurance Coaches, taking the time to understand your unique situation so we can help you determine the coverage you truly need, and even what you might not have thought of. Our goal is to provide your family with the right protection at a competitive price, always backed by our commitment to exceptional customer service.

Life has so many moments worth celebrating, from everyday joys to significant milestones. As you enjoy these times, it’s important to know you're covered with the right insurance. We’re here to help keep those moments worry-free, whether you’re protecting yourself, your loved ones, or even your furry friends.

State Farm has been a leader in auto and home insurance for nearly seven decades, and with over $1.2 trillion in life insurance in force, we are one of the largest life insurance companies in the country. Our passion lies in securing your family's future through life and health insurance. We understand that life can bring unexpected turns, and it's our priority to ensure you and your loved ones are cared for during challenging times. We can personalize a plan to fit your needs and budget, including life options that may not require a medical exam for eligible applications.

Backed by State Farm's strong brand, we proudly offer competitive pricing and excellent coverage for a wide range of needs. This includes auto insurance for cars, trucks, and vans, homeowners, renters, and condo insurance, along with policies for motorcycles, boats, RVs, side-by-sides, and campers. We also handle personal liability umbrella insurance, coverage for jewelry and fine arts, business insurance, worker’s compensation, and Commercial and General Liability policies. And yes, we provide Pet Insurance for our furry friends too!

Our small business is located right here in Grand Junction, Colorado, near CMU, at 2107 N 12th Street, just north of the campus. You can’t miss us; we’re at 12th and Walnut with the OLD Red Fire Truck. While based in Grand Junction, we proudly serve all of Colorado, including local towns like Fruita, Loma, Palisade, Clifton, Whitewater, Mesa, Collbran, Delta, Montrose, Aspen, Basalt, Paonia, Cedaredge, Hotchkiss, Gunnison, Crested Butte, and Telluride. We also extend our services to customers in Moab, Green River, Vernal and the Ogden valley Utah, all of Northern and Central Arizona, and the entire state of Wyoming. My team and I genuinely look forward to serving you. Please call, text, or stop by our office in Grand Junction to discuss your personalized insurance and financial services needs. Like a good neighbor, State Farm is there.