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Profile photo of a State Farm Agent named: Ken Richards

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State Farm® Insurance Agent

Ken Richards

2107 N 12th Street
Grand Junction, CO 81501-2915

Just north of CMU at 12th and Walnut

Profile photo of a State Farm Agent named: Ken Richards

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5:30pm
8:30am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


2107 N 12th Street
Grand Junction, CO 81501-2915



Welcome SUMMER! Are you looking for Personal Service and Coverage that fits your needs? If you would like an auto, boat, RV, home or camper quote, please call, text, or stop by our office. My team and I are ready to help with all your insurance needs!


Welcome! At KRSF our focus is YOU! We are here to be your INSURANCE COACH, to get to know you personally so we can tell you what you DON'T need along with what you DO.

After spending over a decade in lending I made the leap to being a State Farm agent and serving Western Colorado a different way. A more personal way.

Our Goal at Ken Richards State Farm Insurance & Financial Services is to provide you and your family with the right protection at a competitive price but MOST IMPORTANTLY we pride ourselves on providing exceptional customer service.

Life Insurance: These past few years life insurance has become more important than ever. We want to make sure you and your family are taken care of during life's unexpected turns and now is a better time than ever to review your options! Whether you have questions about your current coverage or need life insurance for your young ones, we want to help! Let us work to personalize a plan to fit your needs AND your budget. We even offer life insurance options with No medical required, and all eligible applications will be issued!

We're a Small Business located in Grand Junction, Colorado and proudly serve all of Colorado including local towns such as Fruita, Loma, Palisade, Clifton, Whitewater, Mesa, Collbran, Delta, Montrose, Aspen, Basalt, Paonia, Cedaredge, Hotchkiss, Gunnison, Crested Butte and Telluride. We also proudly serve our customers in Moab, Green River, and Vernal Utah and all of Northern and Central Arizona!

Backed by State Farm's strong brand and with help from Jake, we are proud to offer competitive pricing and excellent coverage for your auto insurance (car insurance, truck insurance, van insurance), homeowners insurance, renters insurance and condo insurance, boat insurance or motorcycle insurance, personal liability umbrella insurance, jewelry insurance and fine arts insurance, business insurance and worker’s comp insurance and the list goes on! We do Commercial and General Liability insurance policies and Pet Insurance too!

Most important is our passion for life insurance and health insurance! Protecting you and your family’s livelihood is something we take very serious. If you lose your life or become disabled and are unable to earn income, we want to be there as the provider of choice to help your loved ones during that devastating time.

Thank you for taking the time to check us out – we genuinely look forward to serving you! Call us today for a free complimentary quote! Like a good neighbor, State Farm is there.®

My office is located in downtown Grand Junction on 12th Street just north of the CMU campus.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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Welcome! The Ken Richards Agency focuses on risk management and asset protection with a focus on providing exceptional customer service! Our Insurance and Financial Services offerings provide the right options for any consumer or small business, whether it be car insurance, home insurance, renters insurance, life insurance, condo insurance, business insurance, commercial insurance, retirement planning, college saving, new loans or refinance or a wide array of other products and services, we are proud to serve the Grand Junction community and surrounding neighborhoods in Western Colorado! Call our office today to speak with a live Agent and learn more about our additional products!

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Catch a performance by Jeremy, Kristy, Bryan or Shelby in their role as State Farm Insurance Coaches! We make sure you'll walk out the door with an A+ (despite what your 2nd grade math teacher had to say about you. :-)) Put our Experienced team, with almost 75 years Insurance experience, to work for you and you'll leave with YOUR Personal Price Plan of auto, home, life and health insurance. At Ken Richards State Farm our focus is YOU! We ARE your insurance coaches.

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Jeremy Davis State Farm Agent Team Member

Jeremy Davis

Multiple Line Representative

I have been with Ken Richards State Farm since 2010. I am licensed Insurance Representative for car insurance, homeowners insurance, life insurance, health insurance and business insurance. I also am a licensed Bank Representative.
Kristina Olsen State Farm Agent Team Member

Kristina Olsen

Insurance Account Representative

I have been with Ken Richards State Farm office since 2016. I have more than 13 years working for State Farm agents. I am a licensed Insurance Representative for car insurance, homeowners insurance, life insurance, health insurance and business insurance. I also am a licensed Bank Representative. I enjoy the outdoors, riding my Harley and loving life.

Bryan Cross State Farm Agent Team Member

Bryan Cross

Account Representative

A Grand Junction native born and raised, I love this valley and the people. I've been a licensed insurance agent for over 17 years serving the Grand Valley and all of Colorado for auto, home, life, and small business insurance. Insuring family's assets and ensuring they are correctly covered is my passion. I currently reside in Fruita and enjoy all the Grand Valley has to offer.
Paige McElvaney State Farm Agent Team Member

Paige McElvaney

I am excited to be a part of Ken Richard's team as a remote service representative! I have been in the insurance industry since 2018 and love helping our policyholders.
Shelby Pertile-Shafer State Farm Agent Team Member

Shelby Pertile-Shafer

Account Representative

As a local, born and raised in Grand Junction Colorado, I've always loved everything this state has to offer! The sunshine filled days, the great outdoors, local events, and a family orientated community. I was able to find my passion helping understand the wants and needs of this community through Insurance. I am licensed in Home, Auto and Small Business. I am continuing my education for my Life and Health License.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.