Homeowners Insurance in and around Grand Junction
A good neighbor helps you insure your home with State Farm.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- Grand Junction
- Fruita
- Clifton
- Palisade
- Delta
- Collbran
- Debeque
- Eagle
- Telluride
- Olathe
- Loma
- Mack
- Gateway
- Parachute
- Montrose
- Aspen
- Snowmass
- Basalt
- Crested Butte
- Rifle
- New Castle
Insure Your Home With State Farm's Homeowners Insurance
Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance is necessary for many reasons. It protects both your home and the things inside it. If your home is affected by falling trees or a fire, you could have damage to the items in your home as well as damage to the structure itself. Without adequate coverage, the cost of replacing your items could fall on you. Some of your valuables can be replaced if they are lost or damaged outside of your home, like if your car is stolen with your computer inside it or your bicycle is stolen from work.
A good neighbor helps you insure your home with State Farm.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Ken Richards, At Your Service
State Farm Agent Ken Richards is ready to help you handle the unexpected with dependable coverage for your home insurance needs. Such thoughtful service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If if trouble knocks on your door, Ken Richards can help you submit your claim. Find your home sweet home with State Farm!
Reach out to State Farm Agent Ken Richards today to discover how a well known name for homeowners insurance can help protect your house here in Grand Junction, CO.
Have More Questions About Homeowners Insurance?
Call Ken at (970) 243-1000 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Home buying mistakes and how to avoid them
Home buying mistakes and how to avoid them
Avoid making these home buying mistakes whether you are a first time home owner or a veteran home buyer.
Does your insurance provide coverage for home repairs?
Does your insurance provide coverage for home repairs?
Many homeowners might eventually experience the need for home repairs, but did you know insurance may provide coverage for some repairs?

Ken Richards
State Farm® Insurance AgentSimple Insights®
Home buying mistakes and how to avoid them
Home buying mistakes and how to avoid them
Avoid making these home buying mistakes whether you are a first time home owner or a veteran home buyer.
Does your insurance provide coverage for home repairs?
Does your insurance provide coverage for home repairs?
Many homeowners might eventually experience the need for home repairs, but did you know insurance may provide coverage for some repairs?